The installation of a wood stove may seem like an attractive solution to reduce heating bills. However, the performance of this project includes significant risks, especially in terms of insurance. We examine the potential dangers and precautions to be taken for a safe installation.
Safety problems relating to self -installation
The self -installation of a wood stove requires greater vigilance. Although technically possible, this approach is exposed to various Fire and poisoning risks If the safety standards are not scrupulously respected.
The law authorizes the installation by an individual, provided that they respected the regulations in force. These standards, often complex, include:
- Respect for Safety distances Between the stove and flammable materials
- Adequate protection of walls and floor
- Complete tube of the evacuation duct
- Perform a sealing test
The DTU 24.1 standard regulates the installation of smoking ducts. It imposes six essential criteria:
- Safety distances
- The maximum temperature of the smoke
- Pressure
- Condensation resistance
- Corrosion resistance
- Fireplace resistance of the fireplace
Failure to comply with these standards can lead to Loss of the manufacturer's guarantee and compromise assistance for insurance in case of complaint.
Impact on domestic insurance
The installation of a wood stove by a non -professional can have significant consequences on insurance coverage. He is imperative to declare this new installation to its insurer, regardless of the chosen installation method.
Some insurance companies require that the installation is carried out by a certified professional. Otherwise, they can refuse to cover damage related to the wooden stove. It is therefore essential to verify the terms of the contract before taking self -installation.
In the event of a complaint due to a defective installation, the consequences can be serious:
| Consequence | Impact |
|---|---|
| Less compensation | Partial support for damage |
| Covering the refusal | No compensation for the damage |
| Committed criminal liability | Compensation for payable victims |
It is recommended to take a complete point with the insurer on guarantees relating to the wooden stove, in particular:
- Coverage of damage caused by smoking
- The management of ice breaks for the glass of the stove
- I remain in case of fire
- Repair or replace the stove and its duct
Advantages of the use of a professional
Although self -installation is possible, invoking a professional has many advantages. A certified craftsman has the skills necessary to ensure installation in accordance with the standards in force.
THE Advantages of a professional installation Include:
- Obtain a certificate of conformity, often requested by insurers
- The ten -year warranty, which covers installation defects for 10 years
- Maintenance of the guarantee of the manufacturer of the stove
- Eligibility for state financial aid (Madeplacenov ', Eco -ptz, reduced VAT)
In addition, a professional will be able to advise you on Choice of the model adapted to your accommodation And optimize its position for maximum efficiency.
Maintenance and maintenance: security keys
Installed by a professional or by your care, regular maintenance of the wooden stove is needed to ensure its safety and efficiency. THE Biennial space It is a legal obligation, of which once during the heating season.
This large mechanic, created by a professional, allows:
- Prevent fire risks
- Avoid carbon monoxide poisoning
- Optimizes the performance of the device
- Prolong its duration of life
The large fireplace certificate is an essential document to be kept, as it could be requested by your insurance in the event of a complaint.
Don't forget to install a file Smoke detectorMandatory since 2015. For optimal protection, place one in each room near the stove and its evacuation duct.
Finally, if the installation of a wood stove from yourself may seem cheap, it has significant risks. The use of a professional remains the safest solution to ensure the safety of your home and the sustainability of insurance coverage. Before any decision, consult the insurer and carefully evaluate the advantages and disadvantages of each option.
The installation of a wood stove by an individual includes risks for safety and insurance. Here are the essential points to remember:
- Main risks : fire and poisoning if the standards are not respected
- Insurance impact : possible refusal of the coverage or Less compensation
- Advantages of a professional : compliance, guarantees and suitability for financial aid
- Crucial interview : Biannual Spain Mandatory for safety and efficiency
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